”Why do I need a financial planner?”
Planning for your retirement can be an overwhelming task. By listening to your retirement goals and analyzing your comprehensive financial situation, a good financial planner can provide personalized strategies and ongoing counsel to simply the process, incorporate all areas of your financial, tax and estate planning, and offer peace of mind.
”What are your qualifications?”
A Certified Financial Planner® has spent two years of post-graduate study in the areas of retirement, investment, estate, insurance and tax planning. In addition, a NAPFA-Registered advisor is fee-only, has a fiduciary role of serving the client’s best interest, and is required to have 30 hours each year of continuing education.
”Why is Elser Financial Planning different than other companies?”
Our focus on client service with personalized attention, low cost investment management and objective financial planning recommendations leads to long term relationships with our clients. And as a fee-only firm, we do not sell any products, nor do we receive any form of commission or hidden compensation.
”I have a small business…how can you help me?”
We can assist you with succession and exit planning, and determine how much you will need to receive from your business to meet your living needs throughout retirement.
”Can you help me with issues like advanced directives, trusts and wills?”
We can help you think through your estate goals so that you are well prepared to meet with an estate planning attorney, and so that your time with an attorney is efficient.
”Why do I need an investment manager?”
We provide professional investment management to relieve clients of the research, disciplined re-balancing, and tax minimization tasks. In addition we review with clients how their investments levels and savings rates are poised to support them throughout retirement.