Investment ManagementWe believe in a disciplined approach to long-term investing to achieve your financial investment goals that incorporates the following:
We use Dimensional Fund Advisor (DFA) institutional grade funds, developed by leading US Economists Ken French and Eugene Fama. Learn more about this approach at www.dfaus.com.
We tailor your asset allocation to reflect your risk tolerance. We meet with you regularly to discuss your investments and changing needs.
We build diversified portfolios that avoid the concentrated risk of betting on any one industry, company or geography.
This takes advantage of scaling back on assets when asset values are high or increasing investments when values are low.
We believe in minimizing the internal expenses of investments, the taxes related to your investments, and our investment management fees. The weighted average internal expense of the DFA funds that we use is .30% (compared to the industry average of .99%) and there are no sales loads.
Our Annual Investment Management Fee Schedule
The fee schedule for EFP investment management services for clients under management is a tiered schedule as follows:
|Account Balance|| Annual Fee as a % of Assets
|The first $2,000,000||.65%|
|From $2,000,000 to $3,999,999||.55%|
|From $4,000,000 to $4,999,999||.45%|
|$5,000,000 – over||.35%|
Note: New clients with investment assets of less than $400,000 may be subject to a minimum annual investment management fee of $2,500. EFP’s management fees are in addition to the internal expenses of the mutual funds and trading fees.