When crafting their estate plans, some people neglect to pay much attention to how best handle their retirement accounts
Congress is putting an end to two Social Security filing strategies that many couples have used to add tens of thousands of dollars to their retirement incomes. But there’s a six-month window
A formidable challenge anytime, turning one’s savings into lasting income is especially daunting today. Slowing growth and high levels of government debt make it unlikely we’ll soon see a bull market delivering ’90s-style returns. Add in the fact that many nest eggs are still recovering from the 2008 meltdown, and it’s no surprise that folks are eager to squeeze more from less.
One day, you’ll look at your money and say, “That’s all there is.” No paycheck, no raises—only the income you generate from the work and savings you achieved in the past. Oof. What now?
Whether it’s intentional or not, 19% of men and 40% of women over 65 live alone. This includes people who may be divorced, widowed, or just temporarily without a partner.
After age 45, many folks get serious about saving and investing as big-ticket items, such as retirement and tuition, loom ahead. But, as we live our busy lives, it can be tough to find time to ask ourselves a vital question: What do we really want to do with our hard-earned wealth?
I recently asked a dozen financial planners to name the principal tax issues that can affect one’s retirement finances.
Elser Financial Planning, Inc. provides fee-only, comprehensive financial planning incorporating retirement, estate, charitable and tax planning, life insurance needs, investment review and educational funding to accomplish your goals. As
We believe in a disciplined approach to long-term investing to achieve your financial investment goals that incorporates the following:
We use Dimensional Fund Advisor (DFA) institutional grade funds, developed by